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Roof Insurance Claims
Many damaged roofs can be repaired providing your family with thousands of dollars in savings!
Expert Guidance After a Disaster in North Texas
If your roof is damaged and you need to make an insurance claim, the process can be confusing and frustrating.
It’s important to understand what will happen so that you can be prepared and know what to expect. Here’s a look at how RPB Roofing handles the insurance claims process.
You can usually use your preferred roofing contractor to handle the job – and that’s where RPB Roofing comes in.
The RPB Process for Insurance Claims, Roof Repairs and Roof Replacements
In most cases, you can use your preferred roofing contractor to handle roof repairs and roof replacements after a disaster, even when you’re using insurance to pay for it – and that’s where RPB Roofing comes in.
It’s essential that you have a professional inspector from RPB check out your roof and evaluate the extent of the damage as soon as possible. In fact, that’s the best way to further protect your home or business; we can tarp off an area to prevent water or pests from getting in, and we can help ensure the building is secure.
After we evaluate your situation and your roof’s condition, we’ll work with your insurance company by letting them know which repairs are necessary. We’ll also provide you with a free estimate of the cost of repairs. If you decide to move forward with us, we will handle all of the paperwork and contact your insurance company on your behalf.
Our Expertise
If you have Replacement Cost Coverage on your home, your claim will be paid based on the full replacement cost of the roof and any other damages you have incurred, less the amount of your deductible.
A depreciation amount (25 to 50 percent) will be withheld until the work has been completed and an invoice has been submitted for final payment. Often, the insurance draft will be made payable to both the homeowner and mortgage company for their endorsement. Do not endorse the check or bank draft until after the mortgage company has signed and returned it to you.
It is common for the mortgage company to ask for an affidavit signed by the homeowner and contractor stating that the work has been completed and that labor and materials have been paid.